How Can Dental Insurance Help Me Avoid Gum Disease?

The Centers for Disease Control and Prevention (CDC) reported in 2022 that an estimated 47% of adults 30 and older have some form of periodontal disease. The rate is even higher (70%) for those over 70! Too often, symptoms are missed or ignored, resulting in advanced periodontitis, which causes tooth loss, bone atrophy, and more. It’s why dentists encourage regular checkups – to prevent gum disease. But will your dental insurance help with the cost? If the price of treatment is keeping you from moving forward, learn how your benefits can help you save.

Why is Gum Disease a Serious Concern?

Gum disease doesn’t just immediately cause you to lose your teeth or experience bone loss. It starts gradually as gingivitis, which causes inflammation around the gumline and bleeding when you brush and floss. You can reverse it if you catch it early, but if not, it can progress to periodontitis. This more advanced form of gum disease causes periodontal pockets, bad breath, loose teeth, and bone loss, which can only be improved with professional treatment.

How Can Regular Visits Prevent Gum Disease?

No one wants diseased gums that bleed or loose teeth that eventually fall out, so what can you do to prevent these problems? Visit your dentist for regular checkups and cleanings. Their expertly trained eye and state-of-the-art technology can detect early signs, lowering your risk for long-term damage.

But if you’re worried about the cost of seeing your dentist, don’t be. With dental insurance, you’ll likely pay little or nothing out of pocket. Most companies cover preventive care at 100%, making it easier to care for your smile without dipping into your wallet.

Your savings will benefit not only your oral health but also your overall well-being. This is because gum disease can have a devastating effect on your heart and other vital organs. If the infection enters the bloodstream, it can raise your risk of cardiovascular disease, cognitive decline, and more.

What If I Have Gum Disease?

If your dentist detects gum disease and it’s too late to reverse the symptoms, a periodontist can provide advanced treatment to improve your oral health. This might seem like an expensive investment, but again, your dental insurance can help!

Depending on how your plan defines gum disease treatment (preventive, basic, or major restorative), your insurance company may cover 50-80% of the cost. That’s good news if you’re on a budget.

At the end of the day, your dental insurance is here to help you save. Whether you apply it toward a regular checkup to prevent gum disease or treatment for advanced periodontitis, you’ll enjoy greater smile protection and more money in your wallet.

About the Author

Dr. Franco Cordini is a periodontist who earned his dental degree at Creighton University School of Dentistry before completing extensive specialist training in periodontics at the University of Louisville. For 20 years, he has provided patients with the highest standard of care, making sure each person feels good about their newer, healthier smile. Are you concerned about gum disease and how you will pay for treatment? Visit our website or call (502) 425–5010 to schedule an appointment.